DebtCrusher helps you take control of your debt with a clear, honest payoff plan. Enter your debts, choose your strategy, and instantly see a personalised timeline showing when each debt gets paid off and your total debt-free date.
No sign-up. No data stored. All calculations run instantly in your browser — your financial information never leaves your device.
Snowball Method — Pay off your smallest balance first, regardless of interest rate. Each debt you eliminate frees up cash to attack the next one. This method builds momentum and motivation through quick early wins.
Avalanche Method — Pay off your highest interest rate debt first. This method minimises the total interest you pay over time and gets you debt free for less money overall — but requires more patience upfront.
Not sure which to choose? Use the Compare Both option to see them side by side and decide what works best for your situation.
DebtCrusher is a Sharpline utility tool. Sharpline builds clean, focused financial web tools designed to give people fast, accurate answers without the clutter. All Sharpline tools are free to use and supported by advertising.
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